Welcome 3Oceans Readers to Our Site

The purpose of this blog is to provide essential real estate and financial guidance to Bay Area homeowner’s whose ambitions are to live in the home that is right for their family while at the same time fully funding their retirement, their children’s college education and paying for the high costs of living the SF Bay Area lifestyle.  Our readers tend to be top 5% household income earners ($150,000+), who endeavor to purchase homes that cost $750,000+ and are committed to using their income and assets to their fullest advantage.  Our commitment is to provide valuable philosophy, research, data and opinions to assist these ambitious Bay Area homeowners.